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Benefits
We offer the complete package.
A competitive benefits and compensation package will enhance your opportunity with PSI. And it’s our professional pledge to seek only the most talented individuals, regardless of background.
The following is a brief outline of Physical Sciences Inc. benefits, which are provided to all full-time regular employees from day one.
Healthcare
Medical – PSI offers a BCBS medical program; BCBS Preferred Blue PPO, of which the company pays a substantial portion of the premiums. For general information regarding BCBS please visit www.bluecrossma.com.
Dental – Dental coverage is provided through The Guardian. PSI pays 100% of the premium for both individual and family coverage. Preventative services are covered 100%, basic services are covered 80%, and major services are covered 50%. There is an annual deductible (not to exceed $150 per family) with a yearly maximum of $1500 per member.
Flexible Spending Accounts (FSA) – Employees can set aside up to $3,050 per year on a pre-tax basis in order to be reimbursed for Healthcare expenses that are allowable under the IRS guidelines. In addition to the healthcare FSA, employees can also set aside up to $5,000 for Dependent Care FSA reimbursement.
Income Protection
Disability and Life Insurance Options – The following Disability and Life Insurance benefits are offered to full-time regular employees.
- Personal Time Off (PTO)
- Long Term Bank (LTB) sick hours
- Short-Term Disability Insurance
- Long-Term Disability Insurance
- Life and Accidental Death and Dismemberment Insurance
- Supplemental Life Insurance