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Benefits
We offer the complete package.
A competitive benefits and compensation package will enhance your opportunity with PSI. And it’s our professional pledge to seek only the most talented individuals, regardless of background.
The following is a brief outline of Physical Sciences Inc. benefits, which are provided to all full-time regular employees from day one.
Healthcare
Medical – PSI offers a BCBS medical program; BCBS Preferred Blue PPO, of which the company pays a substantial portion of the premiums. For general information regarding BCBS please visit www.bluecrossma.com.
Dental – PSI pays 100% of the premium for both individual and family coverage. Preventative services are covered 100%, basic services are covered 80%, and major services are covered 50%. There is an annual deductible (not to exceed $150 per family) with a yearly maximum of $1500 per member.
Flexible Spending Accounts (FSA) – Employees may set aside funds on a pre-tax basis, up to the annual IRS limit, to be reimbursed for eligible healthcare expenses under IRS guidelines. In addition to the Healthcare FSA, employees may also contribute up to the annual IRS limit for Dependent Care FSA reimbursement.
Income Protection
Disability and Life Insurance Options – The following Disability and Life Insurance benefits are offered to full-time regular employees.
- Personal Time Off (PTO)
- Long Term Bank (LTB) sick hours
- Short-Term Disability Insurance
- Long-Term Disability Insurance
- Life and Accidental Death and Dismemberment Insurance
- Supplemental Life Insurance