Benefits

We offer the complete package.

A competitive benefits and compensation package will enhance your opportunity with PSI. And it's our professional pledge to seek only the most talented individuals, regardless of background.

The following is a brief outline of Physical Sciences Inc. benefits, which are provided to all full-time regular employees from day one.

Healthcare

Medical - PSI offers two BCBS medical programs; HMO Blue of NE and BCBS Enhanced Value PPO, of which the company pays a substancial portion of the premiums.  For general information on regarding BCBS please visit www.bluecrossma.com.  

Dental - Dental coverage is provided through The Guardian.  PSI pays 100% of the premium for both individual and family coverage.  Preventative services are covered 100%, basic services are covered 80%, and major services are covered 50%.  There is an annual deductable (not to exceed $150 per family) with a yearly maximum of $1500 per member.

Flexible Spending Accounts (FSA) - Employees can set aside up to $5000 per year on a pre-tax basis in order to be reimbursed for Healthcare expenses that are allowable under the IRS guidelines.  In addition to the healthcare FSA, employees can also set aside up to $5000 for Dependent Care FSA reimbursement.

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Income Protection

Disability and Life Insurance Options - The following Disability and Life Insurance benefits are offered to full time regular employees.  

  • Long Term Bank (LTB) sick hours 
  • Short Term Disability Insurance
  • Long term Disibility Insurance
  • Life and Accidental Death and Dismemberment Insurance
  • Supplemental Life Insurance