Benefits

Benefits

We offer the complete package.

A competitive benefits and compensation package will enhance your opportunity with PSI. And it's our professional pledge to seek only the most talented individuals, regardless of background.
The following is a brief outline of Physical Sciences Inc. benefits, which are provided to all full-time regular employees from day one.

Healthcare

Medical - PSI offers a BCBS medical program; BCBS Preferred Blue PPO, of which the company pays a substantial portion of the premiums. For general information on regarding BCBS please visit www.bluecrossma.com.

Dental - Dental coverage is provided through The Guardian. PSI pays 100% of the premium for both individual and family coverage. Preventative services are covered 100%, basic services are covered 80%, and major services are covered 50%. There is an annual deductible (not to exceed $150 per family) with a yearly maximum of $1500 per member.

Flexible Spending Accounts (FSA) - Employees can set aside up to $2,750 per year on a pre-tax basis in order to be reimbursed for Healthcare expenses that are allowable under the IRS guidelines. In addition to the healthcare FSA, employees can also set aside up to $5000 for Dependent Care FSA reimbursement.

Income Protection
Disability and Life Insurance Options - The following Disability and Life Insurance benefits are offered to full time regular employees.
• Personal Time Off (PTO)
• Long Term Bank (LTB) sick hours
• Short Term Disability Insurance
• Long Term Disability Insurance
• Life and Accidental Death and Dismemberment Insurance
• Supplemental Life Insurance